Bad things always seem to happen unexpectedly, and we invariably get all flustered and upset about it.
What if you schedule them instead? Put all the bad stuff in the calendar. Maybe you have no control over some things, like a death in the family or a kid's broken bone.
But you could schedule sick-time, getting fired from work, car accidents, locking yourself out of your house, dropping your iPhone in the toilet, a hard drive failure in your computer, etc.
If you scheduled them all, would you just have more bad things in your life, or would you have all those same issues, but without the unpleasant surprise factor?